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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,167 | $88,672-62.6% | $105,223-68.5% | $82,448-59.8% |
| Participation rate | 83.6% | 67.9%+15.6pp | 75.0%+8.5pp | 68.1%+15.5pp |
| Annual return | 17.93% | 30.86%-12.9pp | 180.65%-162.7pp | 41.64%-23.7pp |
| Employer contribution / active EE | $1,893 | $3,048-37.9% | $3,689-48.7% | $2,551-25.8% |
| Participant deferral / active EE | $3,201 | $4,036-20.7% | $5,072-36.9% | $4,139-22.7% |
| Admin fee / account holder | $2,526 | $7,146-64.7% | $8,859-71.5% | $7,234-65.1% |