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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,167 | $89,259-62.8% | $107,187-69.1% | $82,637-59.9% |
| Participation rate | 83.6% | 67.9%+15.6pp | 75.0%+8.5pp | 68.1%+15.5pp |
| Annual return | 17.93% | 21.02%-3.1pp | 204.55%-186.6pp | 53.51%-35.6pp |
| Employer contribution / active EE | $1,893 | $3,080-38.6% | $3,782-50.0% | $2,552-25.8% |
| Participant deferral / active EE | $3,201 | $4,037-20.7% | $5,096-37.2% | $4,126-22.4% |
| Admin fee / account holder | $2,526 | $7,381-65.8% | $9,162-72.4% | $7,339-65.6% |