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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,023 | $73,009-2.7% | $90,756-21.7% | $68,495+3.7% |
| Participation rate | 78.9% | 70.8%+8.0pp | 75.7%+3.2pp | 67.9%+11.0pp |
| Annual return | -19.01% | -13.81%-5.2pp | -12.16%-6.9pp | -7.84%-11.2pp |
| Employer contribution / active EE | $2,271 | $2,193+3.6% | $2,922-22.3% | $2,596-12.5% |
| Participant deferral / active EE | $4,647 | $3,626+28.2% | $4,565+1.8% | $4,028+15.4% |
| Admin fee / account holder | $8,996 | $5,896+52.6% | $8,445+6.5% | $5,403+66.5% |