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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,455 | $129,960-28.1% | $104,299-10.4% | $134,545-30.5% |
| Participation rate | 84.2% | 79.5%+4.7pp | 73.3%+10.9pp | 81.2%+3.0pp |
| Annual return | -20.46% | 42.06%-62.5pp | 24.62%-45.1pp | 418.37%-438.8pp |
| Employer contribution / active EE | $5,342 | $4,186+27.6% | $3,373+58.4% | $4,742+12.7% |
| Participant deferral / active EE | $0 | $5,589-100.0% | $4,626-100.0% | $6,401-100.0% |
| Admin fee / account holder | $1,200 | $9,324-87.1% | $7,339-83.7% | $11,431-89.5% |