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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,671 | $149,741-38.1% | $118,914-22.1% | $158,982-41.7% |
| Participation rate | 85.0% | 82.1%+2.9pp | 75.4%+9.6pp | 82.0%+3.0pp |
| Annual return | 21.42% | 19.94%+1.5pp | 35.89%-14.5pp | 302.99%-281.6pp |
| Employer contribution / active EE | $4,100 | $4,119-0.5% | $3,264+25.6% | $4,763-13.9% |
| Participant deferral / active EE | $775 | $5,226-85.2% | $4,266-81.8% | $5,983-87.0% |
| Admin fee / account holder | $823 | $8,607-90.4% | $6,582-87.5% | $11,252-92.7% |