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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,098 | $118,467-31.5% | $98,450-17.6% | $139,456-41.8% |
| Participation rate | 69.2% | 77.5%-8.2pp | 75.2%-5.9pp | 80.3%-11.1pp |
| Annual return | 12.07% | 18.95%-6.9pp | 21.16%-9.1pp | 373.45%-361.4pp |
| Employer contribution / active EE | $1,214 | $3,611-66.4% | $3,049-60.2% | $4,753-74.4% |
| Participant deferral / active EE | $2,441 | $5,393-54.7% | $4,739-48.5% | $6,711-63.6% |
| Admin fee / account holder | $9,003 | $14,057-36.0% | $8,961+0.5% | $11,407-21.1% |