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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,883 | $94,529-47.2% | $140,019-64.4% | $64,173-22.3% |
| Participation rate | 97.6% | 84.1%+13.5pp | 87.5%+10.1pp | 69.6%+28.0pp |
| Annual return | -9.56% | 7.77%-17.3pp | 651.15%-660.7pp | 7.63%-17.2pp |
| Employer contribution / active EE | $2,401 | $3,812-37.0% | $5,605-57.2% | $2,381+0.8% |
| Participant deferral / active EE | $2,397 | $5,250-54.3% | $6,927-65.4% | $3,470-30.9% |
| Admin fee / account holder | $1,244 | $6,741-81.5% | $10,705-88.4% | $4,887-74.5% |