Retirement plan

FOUR COUNTY RETIREMENT PLAN

Name: FOUR COUNTY COMPREHENSIVE MENTAL HEALTH CENTER, INC. - FOUR COUNTY RETIREMENT PLAN (2022) Form 5500
Creator: FOUR COUNTY COMPREHENSIVE MENTAL HEALTH CENTER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FOUR COUNTY RETIREMENT PLAN, FOUR COUNTY COMPREHENSIVE MENTAL HEALTH CENTER, INC.

FOUR COUNTY COMPREHENSIVE MENTAL HEALTH CENTER, INC.dba FOUR COUNTYEIN 35-1362298Plan #002PY 2022

2355 S. BUSINESS 31 - PERU, IN 46970574-722-5151LinkedIn201-500 employeeshospital & health care

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$7.9M

-14.0% from 2021

Total participants

531

+9.5% from 2021

Average account balance

$22,063

-13.5% from 2021

Annual return

-12.65%

-41.48 pp from 2021

Benchmarks

See 3,877 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort3,877 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.37M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$20K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

556

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

62.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.10M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.22%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$199

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
SYM FINANCIAL CORPORATION3 years Filed as: SYM FINANCIAL CORP Service code 26 · EIN 35-1550787	Advisory (Participants)	$39,129
NORTH AMERICAN KTRADE ALLIANCE, LLC7+ years Service code 19 · EIN 32-0169227	Securities Custodian	$23,192
LATITUDE SERVICE COMPANY INC3 years Filed as: LATITUDE SERVICE COMPANY, INC Service code 49 · EIN 82-1371994	Other Services	$22,487
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB & CO, INC. Service code 18 · EIN 94-1737782	Custodial (other than securities); Sh...	$0

Plan features & details

Pension benefit codes2A2G2L2M2T3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$85K

$213 / participant

Contract admin$85K100.0%

% of EOY assets

1.074%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BLUE & CO., LLC
Auditor EIN: 351178661
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$22,063

$46,319-52.4%

$143,770-84.7%

$64,811-66.0%

Participation rate

56.6%

64.2%-7.6pp

80.3%-23.7pp

71.5%-14.8pp

Annual return

-12.65%

-10.06%-2.6pp

-0.04%-12.6pp

32.83%-45.5pp

Employer contribution / active EE

$1,428

$1,911-25.2%

$4,951-71.2%

$2,506-43.0%

Participant deferral / active EE

$875

$2,646-66.9%

$5,638-84.5%

$4,310-79.7%

Admin fee / account holder

$237

$154+54.0%

$14,673-98.4%

$188+26.1%

Provider

Service type

Compensation

SYM FINANCIAL CORPORATION3 years

Filed as: SYM FINANCIAL CORP

Service code 26 · EIN 35-1550787

Advisory (Participants)

$39,129

NORTH AMERICAN KTRADE ALLIANCE, LLC7+ years

Service code 19 · EIN 32-0169227

Securities Custodian

$23,192

LATITUDE SERVICE COMPANY INC3 years

Filed as: LATITUDE SERVICE COMPANY, INC

Service code 49 · EIN 82-1371994

Other Services

$22,487

CHARLES SCHWAB & CO., INC.5 years

Filed as: CHARLES SCHWAB & CO, INC.

Service code 18 · EIN 94-1737782

Custodial (other than securities); Sh...

FOUR COUNTY RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FOUR COUNTY RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion