Retirement plan

FOUR COUNTY COUNSELING CENTER RETIREMENT PLAN

Name: FOUR COUNTY COMPREHENSIVE MENTAL HEALTH CENTER, INC. - FOUR COUNTY COUNSELING CENTER RETIREMENT PLAN (2019) Form 5500
Creator: FOUR COUNTY COMPREHENSIVE MENTAL HEALTH CENTER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FOUR COUNTY COUNSELING CENTER RETIREMENT PLAN, FOUR COUNTY COMPREHENSIVE MENTAL HEALTH CENTER, INC.

FOUR COUNTY COMPREHENSIVE MENTAL HEALTH CENTER, INC.EIN 35-1362298Plan #002PY 2019

1015 MICHIGAN AVENUE - LOGANSPORT, IN 469471526574-722-5151LinkedIn201-500 employeeshospital & health care

Prospect flagsLow returnsLow participation

How to read this page

Total assets (EOY)

$7.8M

-1.8% from 2018

Total participants

459

-4.0% from 2018

Average account balance

$23,270

+12.2% from 2018

Annual return

4.04%

-4.01 pp from 2018

Benchmarks

See 3,878 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort3,878 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.37M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$20K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

556

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

62.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.10M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.22%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$199

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 5 by compensation

Provider	Service type	Compensation
SYM FINANCIAL CORPORATION4+ years Filed as: SYM FINANCIAL GROUP Service code 26 · EIN 35-1550787	Advisory (Participants)	$35,615
NORTH AMERICAN KTRADE ALLIANCE, LLC4+ years Service code 19 · EIN 32-0169227	Securities Custodian	$19,085
NILES LANKFORD GROUP, INC.2 years Filed as: NILES LANKFORD GROUP Service code 49 · EIN 35-1580587	Other Services	$19,003
CHARLES SCHWAB & CO., INC.1 year Filed as: CHARLES SCHWAB TRUST COMPANY Service code 18 · EIN 42-1558009	Shareholder servicing fees; Custodial...	$5,025
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO, INC. Service code 18 · EIN 94-1737782	Shareholder servicing fees; Custodial...	$0

Plan features & details

Pension benefit codes2A2G2L2M2T3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$77K

$220 / participant

Contract admin$77K100.0%

% of EOY assets

0.983%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BLUE & CO., LLC
Auditor EIN: 351178661
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$23,270

$62,928-63.0%

$172,753-86.5%

$67,582-65.6%

Participation rate

64.8%

64.5%+0.3pp

82.6%-17.9pp

71.3%-6.5pp

Annual return

4.04%

30.36%-26.3pp

803.00%-799.0pp

378.57%-374.5pp

Employer contribution / active EE

$1,234

$1,636-24.6%

$5,144-76.0%

$2,148-42.6%

Participant deferral / active EE

$943

$2,145-56.0%

$5,198-81.8%

$3,539-73.3%

Admin fee / account holder

$229

$167+37.3%

$13,956-98.4%

$142+60.8%

Provider

Service type

Compensation

SYM FINANCIAL CORPORATION4+ years

Filed as: SYM FINANCIAL GROUP

Service code 26 · EIN 35-1550787

Advisory (Participants)

$35,615

NORTH AMERICAN KTRADE ALLIANCE, LLC4+ years

Service code 19 · EIN 32-0169227

Securities Custodian

$19,085

NILES LANKFORD GROUP, INC.2 years

Filed as: NILES LANKFORD GROUP

Service code 49 · EIN 35-1580587

Other Services

$19,003

CHARLES SCHWAB & CO., INC.1 year

Filed as: CHARLES SCHWAB TRUST COMPANY

Service code 18 · EIN 42-1558009

Shareholder servicing fees; Custodial...

$5,025

CHARLES SCHWAB & CO., INC.2 years

Filed as: CHARLES SCHWAB & CO, INC.

Service code 18 · EIN 94-1737782

Shareholder servicing fees; Custodial...

FOUR COUNTY COUNSELING CENTER RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FOUR COUNTY COUNSELING CENTER RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion