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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,342 | $67,411-10.5% | $91,004-33.7% | $70,126-14.0% |
| Participation rate | 77.6% | 71.4%+6.3pp | 75.6%+2.0pp | 69.5%+8.1pp |
| Annual return | 4.86% | -40.16%+45.0pp | 4.60%+0.3pp | 73.15%-68.3pp |
| Employer contribution / active EE | $4,211 | $1,786+135.8% | $2,456+71.5% | $2,343+79.7% |
| Participant deferral / active EE | $3,579 | $2,823+26.8% | $3,548+0.9% | $3,332+7.4% |
| Admin fee / account holder | $2,298 | $4,236-45.8% | $5,417-57.6% | $4,645-50.5% |