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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,835 | $58,828-13.6% | $78,002-34.8% | $62,881-19.2% |
| Participation rate | 77.8% | 71.1%+6.7pp | 75.5%+2.3pp | 69.3%+8.5pp |
| Annual return | -4.43% | 17.16%-21.6pp | 425.99%-430.4pp | 20.14%-24.6pp |
| Employer contribution / active EE | $4,938 | $1,672+195.4% | $2,470+99.9% | $2,281+116.5% |
| Participant deferral / active EE | $3,209 | $2,686+19.5% | $3,497-8.2% | $3,203+0.2% |
| Admin fee / account holder | $1,054 | $4,393-76.0% | $5,481-80.8% | $4,296-75.5% |