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Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,204 | $46,732+247.1% | $156,551+3.6% | $55,167+194.0% |
| Participation rate | 92.5% | 65.8%+26.7pp | 84.0%+8.5pp | 69.0%+23.5pp |
| Annual return | 9.64% | 17.72%-8.1pp | 32.23%-22.6pp | 169.23%-159.6pp |
| Employer contribution / active EE | $10,338 | $2,105+391.1% | $5,501+87.9% | $1,963+426.8% |
| Participant deferral / active EE | $6,199 | $2,204+181.2% | $4,871+27.3% | $3,054+103.0% |
| Admin fee / account holder | $97 | $418-76.7% | $13,028-99.3% | $504-80.7% |