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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,397 | $107,353-56.8% | $92,903-50.1% | $152,885-69.7% |
| Participation rate | 86.7% | 79.8%+6.9pp | 76.0%+10.7pp | 82.5%+4.2pp |
| Annual return | 23.52% | 145.62%-122.1pp | 109.43%-85.9pp | 345.39%-321.9pp |
| Employer contribution / active EE | $982 | $4,222-76.7% | $3,653-73.1% | $4,763-79.4% |
| Participant deferral / active EE | $3,190 | $4,848-34.2% | $4,238-24.7% | $5,851-45.5% |
| Admin fee / account holder | $1,482 | $7,081-79.1% | $5,795-74.4% | $11,598-87.2% |