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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,334 | $84,953-81.9% | $163,379-90.6% | $82,637-81.4% |
| Participation rate | 100.0% | 65.9%+34.1pp | 76.8%+23.2pp | 68.1%+31.9pp |
| Annual return | 20.87% | 23.07%-2.2pp | 63.41%-42.5pp | 53.51%-32.6pp |
| Employer contribution / active EE | $1,448 | $2,183-33.7% | $3,752-61.4% | $2,552-43.3% |
| Participant deferral / active EE | $2,283 | $4,326-47.2% | $6,282-63.7% | $4,126-44.7% |
| Admin fee / account holder | $340 | $7,921-95.7% | $9,818-96.5% | $7,339-95.4% |