Retirement plan

COMMERCIAL WAREHOUSE & CARTAGE, INC. 401(K) PROFIT SHARING PLAN

Name: COMMERCIAL WAREHOUSE & CARTAGE, INC. - COMMERCIAL WAREHOUSE & CARTAGE, INC. 401(K) PROFIT SHARING PLAN (2020) Form 5500
Creator: COMMERCIAL WAREHOUSE & CARTAGE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COMMERCIAL WAREHOUSE & CARTAGE, INC. 401(K) PROFIT SHARING PLAN, COMMERCIAL WAREHOUSE & CARTAGE, INC.

COMMERCIAL WAREHOUSE & CARTAGE, INC.EIN 35-1184892Plan #001PY 2020

3402 MEYER ROAD - FORT WAYNE, IN 46803260-426-7825

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$7.1M

+10.7% from 2019

Total participants

151

0.0% from 2019

Average account balance

$49,473

+13.8% from 2019

Annual return

16.71%

-4.23 pp from 2019

Benchmarks

See 518 peers

Peer group

Industry49 - Transportation and Warehousing

Plan typeDefined contribution

Participants25-99

Cohort518 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.71M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$101K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

124.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$450K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.80%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$14583

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
NEWPORT GROUP, INC.5 years Service code 15 · EIN 27-2037969	Recordkeeping	$20,960
EPIC RETIREMENT PLAN SERVICES6+ years Filed as: RETIREMENT PLAN ADVISORS, INC. Service code 27 105 W. ADAMS ST. · CHICAGO, IL 60603	Advisory (Plan)	$10,267

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$31K

$329 / participant

Investment mgmt$21K67.1%
Contract admin$10K32.9%

% of EOY assets

0.441%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BADEN, GAGE & SCHROEDER, LLC
Auditor EIN: 351939627
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$49,473

$50,082-1.2%

$93,419-47.0%

$79,852-38.0%

Participation rate

91.6%

60.9%+30.7pp

66.8%+24.8pp

69.6%+21.9pp

Annual return

16.71%

24.59%-7.9pp

78.05%-61.3pp

31.72%-15.0pp

Employer contribution / active EE

$2,632

$1,303+101.9%

$2,075+26.8%

$2,471+6.5%

Participant deferral / active EE

$1,512

$2,212-31.7%

$3,126-51.6%

$3,740-59.6%

Admin fee / account holder

$218

$3,454-93.7%

$5,230-95.8%

$5,306-95.9%

Provider

Service type

Compensation

NEWPORT GROUP, INC.5 years

Service code 15 · EIN 27-2037969

Recordkeeping

$20,960

EPIC RETIREMENT PLAN SERVICES6+ years

Filed as: RETIREMENT PLAN ADVISORS, INC.

Service code 27

105 W. ADAMS ST. · CHICAGO, IL 60603

Advisory (Plan)

$10,267

COMMERCIAL WAREHOUSE & CARTAGE, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COMMERCIAL WAREHOUSE & CARTAGE, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion