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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,005 | $88,702+102.9% | $81,780+120.1% | $145,978+23.3% |
| Participation rate | 78.9% | 75.0%+3.9pp | 72.4%+6.6pp | 80.3%-1.3pp |
| Annual return | 14.03% | 1029.12%-1015.1pp | 776.27%-762.2pp | 550.52%-536.5pp |
| Employer contribution / active EE | $6,055 | $3,084+96.3% | $2,914+107.8% | $4,662+29.9% |
| Participant deferral / active EE | $7,493 | $4,645+61.3% | $4,321+73.4% | $6,690+12.0% |
| Admin fee / account holder | $6,797 | $8,414-19.2% | $7,384-8.0% | $13,400-49.3% |