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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,198 | $77,816-48.3% | $123,549-67.5% | $64,181-37.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -3.05% | 12.49%-15.5pp | 119.20%-122.3pp | 7.63%-10.7pp |
| Employer contribution / active EE | $3,566 | $3,014+18.3% | $4,628-22.9% | $2,381+49.8% |
| Participant deferral / active EE | $1,469 | $5,240-72.0% | $6,426-77.1% | $3,470-57.7% |
| Admin fee / account holder | $16,433 | $5,519+197.8% | $9,284+77.0% | $4,887+236.3% |