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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,829 | $73,848+366.9% | $143,799+139.8% | $68,486+403.5% |
| Participation rate | 96.6% | 66.7%+29.9pp | 80.3%+16.2pp | 67.9%+28.7pp |
| Annual return | -16.30% | 0.91%-17.2pp | -0.04%-16.3pp | -7.85%-8.4pp |
| Employer contribution / active EE | $21,398 | $3,184+571.9% | $4,952+332.1% | $2,597+724.1% |
| Participant deferral / active EE | $10,779 | $3,385+218.5% | $5,638+91.2% | $4,028+167.6% |
| Admin fee / account holder | $5,981 | $5,755+3.9% | $14,677-59.3% | $5,404+10.7% |