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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,651 | $75,962+320.8% | $154,108+107.4% | $64,173+398.1% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | 9.00% | 30.32%-21.3pp | 735.21%-726.2pp | 7.63%+1.4pp |
| Employer contribution / active EE | $19,108 | $3,350+470.4% | $5,298+260.7% | $2,381+702.6% |
| Participant deferral / active EE | $11,824 | $3,175+272.4% | $5,081+132.7% | $3,470+240.8% |
| Admin fee / account holder | $11,133 | $5,589+99.2% | $13,411-17.0% | $4,887+127.8% |