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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,625 | $78,690+401.5% | $161,489+144.4% | $87,485+351.1% |
| Participation rate | 97.6% | 67.5%+30.1pp | 78.7%+18.9pp | 68.9%+28.7pp |
| Annual return | 14.04% | 32.74%-18.7pp | 89.72%-75.7pp | 26.06%-12.0pp |
| Employer contribution / active EE | $23,434 | $2,588+805.4% | $4,268+449.0% | $2,596+802.6% |
| Participant deferral / active EE | $12,824 | $3,311+287.4% | $5,630+127.8% | $4,274+200.1% |
| Admin fee / account holder | $35,574 | $6,724+429.1% | $16,006+122.3% | $7,775+357.6% |