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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,625 | $76,407+416.5% | $150,298+162.6% | $82,448+378.6% |
| Participation rate | 97.6% | 66.4%+31.2pp | 77.8%+19.8pp | 68.1%+29.5pp |
| Annual return | 14.04% | 39.99%-26.0pp | 62.79%-48.7pp | 41.64%-27.6pp |
| Employer contribution / active EE | $23,434 | $2,614+796.5% | $4,154+464.1% | $2,551+818.6% |
| Participant deferral / active EE | $12,824 | $3,214+299.0% | $5,453+135.2% | $4,139+209.8% |
| Admin fee / account holder | $35,574 | $6,352+460.0% | $14,116+152.0% | $7,234+391.7% |