Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,466 | $81,870+77.7% | $119,622+21.6% | $68,486+112.4% |
| Participation rate | 63.6% | 71.9%-8.3pp | 79.3%-15.6pp | 67.9%-4.3pp |
| Annual return | -19.62% | -23.82%+4.2pp | -14.98%-4.6pp | -7.85%-11.8pp |
| Employer contribution / active EE | $1,770 | $2,692-34.3% | $4,232-58.2% | $2,597-31.9% |
| Participant deferral / active EE | $4,251 | $4,148+2.5% | $5,601-24.1% | $4,028+5.5% |
| Admin fee / account holder | $1,888 | $6,583-71.3% | $10,328-81.7% | $5,404-65.1% |