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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,620 | $59,819+1.3% | $79,583-23.8% | $68,490-11.5% |
| Participation rate | 97.5% | 61.1%+36.4pp | 69.5%+28.0pp | 67.9%+29.6pp |
| Annual return | -13.03% | -12.30%-0.7pp | 0.16%-13.2pp | -7.85%-5.2pp |
| Employer contribution / active EE | $1,704 | $1,505+13.2% | $2,414-29.4% | $2,597-34.4% |
| Participant deferral / active EE | $4,362 | $3,025+44.2% | $3,986+9.4% | $4,028+8.3% |
| Admin fee / account holder | $4,217 | $4,835-12.8% | $6,835-38.3% | $5,403-22.0% |