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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,435 | $54,541+12.6% | $78,778-22.0% | $70,126-12.4% |
| Participation rate | 97.9% | 60.8%+37.1pp | 69.2%+28.7pp | 69.5%+28.4pp |
| Annual return | 11.84% | 21.07%-9.2pp | 35.62%-23.8pp | 73.15%-61.3pp |
| Employer contribution / active EE | $3,235 | $1,089+197.2% | $1,986+62.9% | $2,343+38.1% |
| Participant deferral / active EE | $1,590 | $2,210-28.1% | $2,958-46.3% | $3,332-52.3% |
| Admin fee / account holder | $1,247 | $3,709-66.4% | $5,134-75.7% | $4,645-73.2% |