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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,283 | $91,559+16.1% | $133,959-20.7% | $79,858+33.1% |
| Participation rate | 96.4% | 73.3%+23.1pp | 79.8%+16.6pp | 69.6%+26.8pp |
| Annual return | 14.34% | 61.85%-47.5pp | 45.09%-30.8pp | 31.72%-17.4pp |
| Employer contribution / active EE | $2,185 | $2,384-8.3% | $3,919-44.2% | $2,471-11.6% |
| Participant deferral / active EE | $2,731 | $3,734-26.8% | $5,047-45.9% | $3,740-27.0% |
| Admin fee / account holder | $1,149 | $6,321-81.8% | $8,928-87.1% | $5,306-78.3% |