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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,954 | $88,672+42.0% | $105,223+19.7% | $82,448+52.8% |
| Participation rate | 91.8% | 67.9%+23.9pp | 75.0%+16.8pp | 68.1%+23.7pp |
| Annual return | 12.03% | 30.86%-18.8pp | 180.65%-168.6pp | 41.64%-29.6pp |
| Employer contribution / active EE | $4,493 | $3,048+47.4% | $3,689+21.8% | $2,551+76.1% |
| Participant deferral / active EE | $5,198 | $4,036+28.8% | $5,072+2.5% | $4,139+25.6% |
| Admin fee / account holder | $6,163 | $7,146-13.8% | $8,859-30.4% | $7,234-14.8% |