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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,024 | $148,629-1.8% | $135,982+7.4% | $139,487+4.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 8.76% | 79.33%-70.6pp | 68.32%-59.6pp | 373.84%-365.1pp |
| Employer contribution / active EE | $2,495 | $5,247-52.4% | $4,859-48.6% | $4,755-47.5% |
| Participant deferral / active EE | $10,994 | $8,102+35.7% | $7,760+41.7% | $6,713+63.8% |
| Admin fee / account holder | $73,398 | $12,406+491.6% | $10,767+581.7% | $11,407+543.4% |