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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,336 | $165,351-10.3% | $149,710-0.9% | $158,931-6.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 7.71% | 348.19%-340.5pp | 276.63%-268.9pp | 302.86%-295.1pp |
| Employer contribution / active EE | $2,730 | $5,103-46.5% | $4,645-41.2% | $4,761-42.7% |
| Participant deferral / active EE | $4,692 | $7,181-34.7% | $6,842-31.4% | $5,982-21.6% |
| Admin fee / account holder | $39,410 | $10,807+264.7% | $9,309+323.3% | $11,247+250.4% |