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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,983 | $112,121+51.6% | $95,960+77.1% | $158,966+6.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 14.18% | 171.16%-157.0pp | 91.63%-77.5pp | 302.95%-288.8pp |
| Employer contribution / active EE | $8,921 | $3,199+178.9% | $2,541+251.0% | $4,762+87.3% |
| Participant deferral / active EE | $7,595 | $4,784+58.8% | $4,167+82.3% | $5,983+26.9% |
| Admin fee / account holder | $698 | $10,135-93.1% | $6,797-89.7% | $11,250-93.8% |