See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $160,412 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $123,423 |
Filed as: RETIREMENT PLAN CONCEPTS & SERVICES Service code 13 10319 DAWSONS CREEK BLVD, SUITE A · FORT WAYNE, IN 46825 | Contract Administrator | $94,650 |
FIRST MERCHANTS TRUST CO4 years Filed as: FIRST MERCHANTS BANK Service code 27 PO BOX 1467 · MUNCIE, IN 47308 | Advisory (Plan) | $65,701 |
BKD, LLP3 years Filed as: BKD LLP Service code 10 910 E ST LOUIS ST., STE 400 · SPRINGFIELD, MO 65807 | Accounting | $21,100 |
Service code 27 1801 CALIFORNIA STREET · DENVER, CO 80202 | Advisory (Plan) | $8,044 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,359 | $84,993-33.7% | $129,995-56.6% | $80,160-29.7% |
| Participation rate | 47.4% | 79.5%-32.1pp | 78.5%-31.1pp | 72.9%-25.5pp |
| Annual return | 16.46% | 23.76%-7.3pp | -137.18%+153.6pp | 40.38%-23.9pp |
| Employer contribution / active EE | $1,105 | $3,051-63.8% | $4,320-74.4% | $2,978-62.9% |
| Participant deferral / active EE | $2,264 | $4,984-54.6% | $5,820-61.1% | $5,017-54.9% |
| Admin fee / account holder | $729 | $391+86.7% | $10,614-93.1% | $145+403.3% |