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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $493,794 | $95,383+417.7% | $185,837+165.7% | $85,856+475.1% |
| Participation rate | 74.0% | 68.8%+5.2pp | 81.7%-7.7pp | 69.3%+4.7pp |
| Annual return | 11.52% | 23.59%-12.1pp | 122.08%-110.6pp | 318.58%-307.1pp |
| Employer contribution / active EE | $11,976 | $3,313+261.5% | $5,168+131.7% | $2,565+366.9% |
| Participant deferral / active EE | $6,694 | $3,423+95.5% | $5,568+20.2% | $3,952+69.4% |
| Admin fee / account holder | $6,823 | $7,213-5.4% | $16,241-58.0% | $6,261+9.0% |