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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,444 | $162,821-16.8% | $133,978+1.1% | $158,982-14.8% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 11.32% | 41.95%-30.6pp | 45.10%-33.8pp | 302.99%-291.7pp |
| Employer contribution / active EE | $2,044 | $4,976-58.9% | $3,919-47.8% | $4,763-57.1% |
| Participant deferral / active EE | $1,368 | $5,910-76.9% | $5,047-72.9% | $5,983-77.1% |
| Admin fee / account holder | $2,295 | $11,742-80.5% | $8,930-74.3% | $11,252-79.6% |