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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,594 | $101,795-0.2% | $165,100-38.5% | $80,959+25.5% |
| Participation rate | 82.6% | 71.8%+10.8pp | 78.6%+4.0pp | 67.7%+14.9pp |
| Annual return | 8.09% | 16.73%-8.6pp | 70.21%-62.1pp | 35.67%-27.6pp |
| Employer contribution / active EE | $5,480 | $2,954+85.5% | $4,348+26.0% | $2,757+98.8% |
| Participant deferral / active EE | $2,624 | $4,476-41.4% | $6,035-56.5% | $4,300-39.0% |
| Admin fee / account holder | $19,238 | $8,221+134.0% | $12,696+51.5% | $6,925+177.8% |