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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,114 | $126,661+144.0% | $113,397+172.6% | $138,895+122.6% |
| Participation rate | 71.4% | 79.4%-8.0pp | 76.5%-5.1pp | 79.9%-8.5pp |
| Annual return | 10.69% | 25.05%-14.4pp | 23.20%-12.5pp | 145.39%-134.7pp |
| Employer contribution / active EE | $2,389 | $3,456-30.9% | $2,977-19.8% | $4,194-43.0% |
| Participant deferral / active EE | $5,563 | $5,693-2.3% | $5,076+9.6% | $6,396-13.0% |
| Admin fee / account holder | $8,156 | $14,549-43.9% | $11,957-31.8% | $12,562-35.1% |