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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,647 | $95,453+4.4% | $112,040-11.1% | $82,448+20.9% |
| Participation rate | 95.0% | 72.8%+22.2pp | 76.5%+18.5pp | 68.1%+26.9pp |
| Annual return | 10.91% | 23.92%-13.0pp | 24.52%-13.6pp | 41.64%-30.7pp |
| Employer contribution / active EE | $917 | $2,318-60.4% | $2,954-69.0% | $2,551-64.1% |
| Participant deferral / active EE | $3,972 | $4,224-6.0% | $5,098-22.1% | $4,139-4.0% |
| Admin fee / account holder | $2,237 | $9,013-75.2% | $12,098-81.5% | $7,234-69.1% |