Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,369 | $83,485-32.5% | $125,180-55.0% | $72,983-22.8% |
| Participation rate | 69.6% | 73.3%-3.7pp | 79.8%-10.1pp | 69.5%+0.2pp |
| Annual return | 12.80% | 25.78%-13.0pp | 43.79%-31.0pp | 81.01%-68.2pp |
| Employer contribution / active EE | $0 | $2,346-100.0% | $3,866-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $5,113 | $3,586+42.6% | $4,937+3.6% | $3,608+41.7% |
| Admin fee / account holder | $4,476 | $5,518-18.9% | $9,703-53.9% | $5,124-12.6% |