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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,124 | $92,219+11.8% | $76,768+34.3% | $135,379-23.8% |
| Participation rate | 60.0% | 79.8%-19.8pp | 77.0%-17.0pp | 82.6%-22.6pp |
| Annual return | 5.03% | 5.46%-0.4pp | 2.43%+2.6pp | 519.79%-514.8pp |
| Employer contribution / active EE | $722 | $3,216-77.5% | $2,485-70.9% | $4,779-84.9% |
| Participant deferral / active EE | $3,216 | $4,508-28.7% | $3,852-16.5% | $5,609-42.7% |
| Admin fee / account holder | $2,062 | $10,749-80.8% | $6,675-69.1% | $10,828-81.0% |