See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $1,723 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,604 | $50,956+5.2% | $96,562-44.5% | $86,799-38.2% |
| Participation rate | 68.6% | 65.2%+3.4pp | 69.8%-1.2pp | 72.3%-3.7pp |
| Annual return | 11.71% | 21.27%-9.6pp | 37.78%-26.1pp | 97.91%-86.2pp |
| Employer contribution / active EE | $983 | $1,111-11.5% | $2,356-58.3% | $2,405-59.1% |
| Participant deferral / active EE | $2,765 | $2,954-6.4% | $3,849-28.2% | $4,131-33.1% |
| Admin fee / account holder | $1 | $166-99.3% | $6,181-100.0% | $170-99.3% |