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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,420 | $80,983+42.5% | $96,544+19.6% | $75,177+53.5% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 14.28% | 27.05%-12.8pp | 25.88%-11.6pp | 160.75%-146.5pp |
| Employer contribution / active EE | $1,212 | $2,282-46.9% | $2,966-59.1% | $2,671-54.6% |
| Participant deferral / active EE | $2,847 | $3,929-27.5% | $4,851-41.3% | $4,126-31.0% |
| Admin fee / account holder | $8,456 | $6,717+25.9% | $8,254+2.4% | $5,651+49.6% |