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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,134 | $45,438+131.4% | $80,004+31.4% | $59,633+76.3% |
| Participation rate | 32.1% | 63.7%-31.6pp | 73.0%-40.9pp | 68.7%-36.5pp |
| Annual return | -2.53% | 5.10%-7.6pp | 7.63%-10.2pp | 2041.40%-2043.9pp |
| Employer contribution / active EE | $633 | $1,236-48.8% | $2,473-74.4% | $2,203-71.3% |
| Participant deferral / active EE | $2,361 | $2,231+5.9% | $3,204-26.3% | $3,192-26.0% |
| Admin fee / account holder | $3,753 | $3,464+8.4% | $5,033-25.4% | $4,297-12.7% |