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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,522 | $141,004+74.1% | $112,273+118.7% | $139,466+76.0% |
| Participation rate | 90.0% | 79.2%+10.8pp | 72.4%+17.6pp | 80.3%+9.7pp |
| Annual return | 12.95% | 32.75%-19.8pp | 30.23%-17.3pp | 373.66%-360.7pp |
| Employer contribution / active EE | $2,316 | $4,285-46.0% | $3,431-32.5% | $4,754-51.3% |
| Participant deferral / active EE | $9,575 | $5,878+62.9% | $4,800+99.5% | $6,712+42.7% |
| Admin fee / account holder | $1,139 | $9,959-88.6% | $7,752-85.3% | $11,409-90.0% |