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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,404 | $142,426+11.2% | $115,167+37.5% | $152,909+3.6% |
| Participation rate | 50.0% | 82.4%-32.4pp | 75.9%-25.9pp | 82.5%-32.5pp |
| Annual return | 9.64% | 41.48%-31.8pp | 35.60%-26.0pp | 345.46%-335.8pp |
| Employer contribution / active EE | $966 | $4,011-75.9% | $3,179-69.6% | $4,764-79.7% |
| Participant deferral / active EE | $2,766 | $5,165-46.4% | $4,169-33.6% | $5,851-52.7% |
| Admin fee / account holder | $69,660 | $8,464+723.1% | $7,089+882.7% | $11,601+500.5% |