Filed January 13, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,170 | $125,797-53.8% | $170,057-65.8% | $75,177-22.6% |
| Participation rate | 79.6% | 83.6%-4.0pp | 87.0%-7.4pp | 67.2%+12.4pp |
| Annual return | 19.81% | 27.20%-7.4pp | 53.42%-33.6pp | 160.75%-140.9pp |
| Employer contribution / active EE | $2,396 | $4,616-48.1% | $6,790-64.7% | $2,671-10.3% |
| Participant deferral / active EE | $5,550 | $6,838-18.8% | $10,411-46.7% | $4,126+34.5% |
| Admin fee / account holder | $2,319 | $8,177-71.6% | $12,826-81.9% | $5,651-59.0% |