Filed January 13, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,302 | $110,083-57.0% | $151,645-68.8% | $68,490-30.9% |
| Participation rate | 78.0% | 84.0%-6.0pp | 87.5%-9.5pp | 67.9%+10.1pp |
| Annual return | -7.25% | -10.12%+2.9pp | 3.34%-10.6pp | -7.85%+0.6pp |
| Employer contribution / active EE | $2,713 | $4,470-39.3% | $6,165-56.0% | $2,597+4.5% |
| Participant deferral / active EE | $5,713 | $6,526-12.5% | $8,363-31.7% | $4,028+41.8% |
| Admin fee / account holder | $949 | $7,718-87.7% | $11,614-91.8% | $5,403-82.4% |