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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,352 | $78,425-11.6% | $95,956-27.7% | $79,858-13.2% |
| Participation rate | 91.8% | 73.5%+18.3pp | 77.1%+14.7pp | 69.6%+22.1pp |
| Annual return | 8.49% | 19.37%-10.9pp | 91.63%-83.1pp | 31.72%-23.2pp |
| Employer contribution / active EE | $2,123 | $1,945+9.1% | $2,541-16.5% | $2,471-14.1% |
| Participant deferral / active EE | $4,302 | $3,440+25.1% | $4,167+3.3% | $3,740+15.0% |
| Admin fee / account holder | $12,307 | $5,622+118.9% | $6,797+81.1% | $5,306+132.0% |