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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,262 | $117,904-20.1% | $102,457-8.0% | $145,978-35.4% |
| Participation rate | 81.8% | 78.6%+3.2pp | 76.5%+5.3pp | 80.3%+1.5pp |
| Annual return | 8.08% | 31.80%-23.7pp | 29.41%-21.3pp | 550.52%-542.4pp |
| Employer contribution / active EE | $1,022 | $3,613-71.7% | $3,022-66.2% | $4,662-78.1% |
| Participant deferral / active EE | $2,978 | $5,733-48.1% | $5,054-41.1% | $6,690-55.5% |
| Admin fee / account holder | $48,141 | $13,329+261.2% | $9,451+409.3% | $13,400+259.3% |