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| Provider | Service type | Compensation |
|---|---|---|
RSM US LLP5+ years Service code 10 · EIN 42-0714325 | Accounting | $34,390 |
Service code 37 · EIN 04-2647786 | Loan Processing | $4,193 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,077 | $73,404-46.8% | $87,102-55.1% | $67,579-42.2% |
| Participation rate | 82.9% | 80.9%+2.0pp | 76.9%+6.0pp | 71.3%+11.6pp |
| Annual return | 21.83% | 48.29%-26.5pp | 28.19%-6.4pp | 378.56%-356.7pp |
| Employer contribution / active EE | $515 | $2,014-74.4% | $2,521-79.6% | $2,148-76.0% |
| Participant deferral / active EE | $2,185 | $3,913-44.1% | $4,048-46.0% | $3,539-38.3% |
| Admin fee / account holder | $62 | $142-56.3% | $7,491-99.2% | $142-56.5% |