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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,221 | $60,139-43.1% | $90,461-62.2% | $79,856-57.1% |
| Participation rate | 93.2% | 65.0%+28.2pp | 72.7%+20.5pp | 69.6%+23.6pp |
| Annual return | 16.13% | 71.96%-55.8pp | 1294.76%-1278.6pp | 31.71%-15.6pp |
| Employer contribution / active EE | $2,079 | $2,069+0.5% | $3,264-36.3% | $2,471-15.9% |
| Participant deferral / active EE | $5,149 | $2,939+75.2% | $3,964+29.9% | $3,741+37.6% |
| Admin fee / account holder | $4,698 | $3,978+18.1% | $5,617-16.3% | $5,306-11.5% |