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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,303 | $61,605-88.1% | $112,273-93.5% | $75,173-90.3% |
| Participation rate | 51.9% | 61.7%-9.8pp | 72.4%-20.6pp | 67.2%-15.4pp |
| Annual return | 33.68% | 28.47%+5.2pp | 30.23%+3.5pp | 160.72%-127.0pp |
| Employer contribution / active EE | $891 | $2,015-55.8% | $3,431-74.0% | $2,671-66.7% |
| Participant deferral / active EE | $1,198 | $3,108-61.4% | $4,800-75.0% | $4,126-71.0% |
| Admin fee / account holder | $74 | $4,862-98.5% | $7,752-99.0% | $5,651-98.7% |