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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,262 | $56,339-92.4% | $104,301-95.9% | $68,486-93.8% |
| Participation rate | 44.0% | 63.3%-19.3pp | 73.3%-29.3pp | 67.9%-23.9pp |
| Annual return | -7.13% | -9.19%+2.1pp | 24.61%-31.7pp | -7.85%+0.7pp |
| Employer contribution / active EE | $810 | $1,960-58.7% | $3,373-76.0% | $2,597-68.8% |
| Participant deferral / active EE | $1,138 | $3,077-63.0% | $4,626-75.4% | $4,028-71.8% |
| Admin fee / account holder | $26 | $4,902-99.5% | $7,340-99.6% | $5,404-99.5% |