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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,087 | $114,013-79.8% | $103,693-77.7% | $155,188-85.1% |
| Participation rate | 62.5% | 75.2%-12.7pp | 72.6%-10.1pp | 80.8%-18.3pp |
| Annual return | 13.68% | 49.31%-35.6pp | 47.61%-33.9pp | 148.84%-135.2pp |
| Employer contribution / active EE | $1,256 | $3,131-59.9% | $2,920-57.0% | $4,248-70.4% |
| Participant deferral / active EE | $1,617 | $4,970-67.5% | $4,579-64.7% | $6,531-75.2% |
| Admin fee / account holder | $3,750 | $8,407-55.4% | $7,858-52.3% | $14,480-74.1% |