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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,800 | $54,370-83.8% | $82,763-89.4% | $68,490-87.2% |
| Participation rate | 85.2% | 63.9%+21.3pp | 72.6%+12.6pp | 67.9%+17.3pp |
| Annual return | -16.37% | -13.67%-2.7pp | 702.45%-718.8pp | -7.85%-8.5pp |
| Employer contribution / active EE | $1,617 | $2,219-27.1% | $3,008-46.3% | $2,597-37.7% |
| Participant deferral / active EE | $1,951 | $3,247-39.9% | $4,395-55.6% | $4,028-51.6% |
| Admin fee / account holder | $302 | $4,398-93.1% | $5,325-94.3% | $5,403-94.4% |